Feat: settings and accountability get lazy initialized

packages/accountability/accountability.go

packages/settings/settings.go

plugins/analysis/client/plugin.go

plugins/autopeering/instances/ownpeer/instance.go

plugins/autopeering/protocol/outgoing_ping_processor.go

plugins/autopeering/protocol/outgoing_request_processor.go

plugins/autopeering/types/peerregister/peer_register.go

plugins/gossip/neighbors.go

plugins/gossip/protocol_v1.go

plugins/gossip/server.go

plugins/statusscreen/ui_header_bar.go